{"id":3231,"date":"2019-05-09T19:12:10","date_gmt":"2019-05-09T19:12:10","guid":{"rendered":"https:\/\/www.sum.edu\/?page_id=3231"},"modified":"2025-06-30T13:10:39","modified_gmt":"2025-06-30T20:10:39","slug":"tuition","status":"publish","type":"page","link":"https:\/\/www.sum.edu\/financialaid\/tuition\/","title":{"rendered":"Tuition"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3231\" class=\"elementor elementor-3231\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f953849 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f953849\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7562aa11\" data-id=\"7562aa11\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f1a5adc elementor-widget elementor-widget-text-editor\" data-id=\"2f1a5adc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvianudy-1eed86e4ff000a87295a8d292f1d4525\">\n.avia-section.av-jvianudy-1eed86e4ff000a87295a8d292f1d4525{\nbackground-color:#b02b2c;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jvianudy-1eed86e4ff000a87295a8d292f1d4525 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3231'><div class='entry-content-wrapper clearfix'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229\">\n#top .av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:60px;\n}\nbody .av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 .av-special-heading-tag{\nfont-size:60px;\n}\n.av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-k1me0j4p-b4e6bef8f843e3204ba53121d585d229 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-1  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >TUITION<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3231'><div class='entry-content-wrapper clearfix'><\/p><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-28rts5r-bc75dfdb51985c6d58b31db85564b1b3\">\n#top .av-special-heading.av-28rts5r-bc75dfdb51985c6d58b31db85564b1b3{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-28rts5r-bc75dfdb51985c6d58b31db85564b1b3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-28rts5r-bc75dfdb51985c6d58b31db85564b1b3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-28rts5r-bc75dfdb51985c6d58b31db85564b1b3 av-special-heading-h2 blockquote modern-quote av-linked-heading'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >New Tuition Structure for U.S. Students (Beginning Fall 2025)<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><p><section  class='av_textblock_section av-jvh0zpne-3a1cd399cc9161726674f4e1f1b0175b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">SUM Bible College and Theological Seminary is committed to offering an affordable, Spirit-empowered education that equips students to fulfill their calling\u2014without the burden of student loan debt. Beginning Fall 2025, we are introducing a new tuition structure for all U.S. students that aligns with our mission and ensures long-term financial sustainability.<\/span><\/p>\n<h4><b>Flat-Rate Tuition<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">All U.S. students\u2014undergraduate and graduate\u2014will pay a <\/span><b>flat tuition rate of $1,600 per term<\/b><span style=\"font-weight: 400;\">, which can be paid in monthly installments of <\/span><b>$400 per month<\/b><span style=\"font-weight: 400;\">. Additional fees may apply based on program and course selection.<\/span><\/p>\n<h4><b>Lower Your Monthly Cost<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Students have two options to reduce their monthly tuition payment to just <\/span><b>$200 per month<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Direct Support:<\/b><span style=\"font-weight: 400;\"> Family, friends, churches, or other supporters can give directly toward your tuition account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mission-Based Giving:<\/b><span style=\"font-weight: 400;\"> Supporters can contribute to SUM\u2019s overall mission to provide affordable, Spirit-empowered education globally. These gifts help keep tuition low for all students.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This model is based on the success of our <\/span><b>Donation-Based Grant<\/b><span style=\"font-weight: 400;\"> and <\/span><b>World Missions Grant<\/b><span style=\"font-weight: 400;\"> programs, which have already helped hundreds of students attend SUM affordably. We are now making this model our standard approach for all U.S. students.<\/span><\/p>\n<\/div><\/section><\/p><p><section  class='av_textblock_section av-jvh0zpne-1-047e7ab982589ed2fbdf757c5a9919df '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><b>No Student Loans, But Financial Aid Still Available<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">While SUM will no longer offer federal student loans beginning Fall 2025, we continue to offer <\/span><b>Pell Grants <\/b><span style=\"font-weight: 400;\">for qualifying undergraduate students who complete the <\/span><b>FAFSA<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/div><\/section><\/p><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-g4nx2n-58bf8ef391930a985b946a3ca5bd75ac\">\n.flex_column.av-g4nx2n-58bf8ef391930a985b946a3ca5bd75ac{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-g4nx2n-58bf8ef391930a985b946a3ca5bd75ac av_one_full  avia-builder-el-2  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><p><div  class='hr av-3ey8uj3-a8a16d335d5ce48de2ab72845a308b16 hr-default'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-27b7hpr-ac51e26eef81b1f311621e782d809a0b\">\n#top .av-special-heading.av-27b7hpr-ac51e26eef81b1f311621e782d809a0b{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-27b7hpr-ac51e26eef81b1f311621e782d809a0b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-27b7hpr-ac51e26eef81b1f311621e782d809a0b .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-27b7hpr-ac51e26eef81b1f311621e782d809a0b av-special-heading-h2 blockquote modern-quote  avia-builder-el-3  el_before_av_table  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Full Time Status*<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><div class='avia-data-table-wrap av-3dx06n3-bd0fe4ff92a7e8f0ff166d204c224d15 avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_minimal  avia-builder-el-4  el_after_av_heading  el_before_av_hr '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class='avia-heading-row'><th class='avia-highlight-col'>Degree<\/th><th class=''>Full-Time Credits<\/th><\/tr><tr class=''><td class='avia-highlight-col'>Associate of Arts in Theology and Ministry (AATM)<\/td><td class=''>12<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Bachelor of Arts in Theology and Ministry (BATM)<\/td><td class=''>12<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Bachelor of Arts in Worship and Music (BAWM)<\/td><td class=''>12<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Master of Arts in Biblical Studies (MABS)<\/td><td class=''>6<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Master of Arts in Christian Leadership (MACL)<\/td><td class=''>6<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Master of Divinity (MDiv)<\/td><td class=''>6<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Degree'; } .avia-table-1 td:nth-of-type(2):before { content: 'Full-Time Credits'; } <\/style><section  class='av_textblock_section av-jvh0zpne-3a1cd399cc9161726674f4e1f1b0175b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-family: Lato-Light, sans-serif; font-size: 15px;\">* <span style=\"font-weight: 400;\">Full-time status is used to determine eligibility for Financial Aid. <\/span><\/span><\/p>\n<\/div><\/section><div  class='hr av-2n92sa7-6f97014fb80806bfd9303d6f646a057b hr-default  avia-builder-el-5  el_after_av_table  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-25nd7pb-f0e51703744a2cb338d3237c52a0f45d\">\n#top .av-special-heading.av-25nd7pb-f0e51703744a2cb338d3237c52a0f45d{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-25nd7pb-f0e51703744a2cb338d3237c52a0f45d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-25nd7pb-f0e51703744a2cb338d3237c52a0f45d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-25nd7pb-f0e51703744a2cb338d3237c52a0f45d av-special-heading-h2 blockquote modern-quote  avia-builder-el-6  el_after_av_hr  el_before_av_table '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Fees<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><div class='avia-data-table-wrap av-2l23ulr-8f5c5be3bb226fa01a2dbf4f014ca1bb avia_responsive_table avia-table-2'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-7  el_after_av_heading  el_before_av_hr '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class='avia-heading-row'><th class='avia-highlight-col'>Item<\/th><th class=''>Frequency<\/th><th class=''>Cost<\/th><\/tr><tr class=''><td class='avia-highlight-col'>Application Fee<\/td><td class=''>One-Time<\/td><td class=''>$20<\/td><\/tr><tr class=''><td class='avia-highlight-col'>ECO Conference Fee*<\/td><td class=''>Per Year<\/td><td class=''>$200<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Directed Research Fee<\/td><td class=''>Per Credit Hour<\/td><td class=''>$100<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Music Instruction Fee (BAWM Program Only)<\/td><td class=''>Per .5 Credit Hour<\/td><td class=''>$240<\/td><\/tr><tr class=''><td class='avia-highlight-col'>Graduation Fee<\/td><td class=''>One-Time<\/td><td class=''>$75 (Undergraduate) $150 (Graduate) <\/td><\/tr><tr class=''><td class='avia-highlight-col'>Transcript Fee**<\/td><td class=''>Per Institution<\/td><td class=''>$10<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-2 td:nth-of-type(1):before { content: 'Item'; } .avia-table-2 td:nth-of-type(2):before { content: 'Frequency'; } .avia-table-2 td:nth-of-type(3):before { content: 'Cost'; } <\/style><section  class='av_textblock_section av-jvh0zpne-3a1cd399cc9161726674f4e1f1b0175b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-family: Lato-Light, sans-serif; font-size: 15px;\">* ECO Conference is required for two years; a third year is optional but is not covered by Financial Aid since it is not a degree requirement.\u00a0<\/span><br style=\"font-family: Lato-Light, sans-serif; font-size: 15px;\" \/><span style=\"font-family: Lato-Light, sans-serif; font-size: 15px;\">** The first transcript request is complimentary.<\/span><\/p>\n<\/div><\/section><section  class='av_textblock_section av-jvh0zpne-1-047e7ab982589ed2fbdf757c5a9919df '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Typical Expenses Per Term<\/strong><\/p>\n<p>SUM\u2019s 2025-26 Cost of Attendance is based on California Student Aid Commission Data and may be reviewed at: <a href=\"https:\/\/www.csac.ca.gov\/sites\/default\/files\/2024-08\/2025-26_student_expense_budget.pdf\">2025-26 Student Expense Budget<\/a><\/p>\n<p>Unless otherwise stated,\u00a0<strong>all costs are per trimester<\/strong>. Cost of Attendance will vary among International Cohorts. <em>Prices subject to change.<\/em><\/p>\n<form action=\"https:\/\/www.paypal.com\/cgi-bin\/webscr\" method=\"post\" target=\"_top\">\n<p><img decoding=\"async\" src=\"https:\/\/www.paypalobjects.com\/en_US\/i\/scr\/pixel.gif\" alt=\"\" width=\"1\" height=\"1\" border=\"0\" \/><\/p>\n<\/form>\n<p><strong>Page Last Updated:<\/strong> June 30, 2025<\/p>\n<\/div><\/section><\/p><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":3256,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-3231","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tuition - 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