{"id":3256,"date":"2019-05-10T16:38:17","date_gmt":"2019-05-10T16:38:17","guid":{"rendered":"https:\/\/www.sum.edu\/?page_id=3256"},"modified":"2025-07-14T10:21:04","modified_gmt":"2025-07-14T17:21:04","slug":"financialaid","status":"publish","type":"page","link":"https:\/\/www.sum.edu\/financial-aid\/","title":{"rendered":"Financial Aid"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvianudy-1eed86e4ff000a87295a8d292f1d4525\">\n.avia-section.av-jvianudy-1eed86e4ff000a87295a8d292f1d4525{\nbackground-color:#b02b2c;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jvianudy-1eed86e4ff000a87295a8d292f1d4525 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_submenu  avia-builder-el-first  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvifvq79-6f6291e5fa1232d3844535acf87eb880\">\n#top .av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:60px;\n}\nbody .av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 .av-special-heading-tag{\nfont-size:60px;\n}\n.av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-jvifvq79-6f6291e5fa1232d3844535acf87eb880 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-1  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >FINANCIAL AID<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-k1mmjdgs-8fc435f2d06ceff6bf5e233fedd07a4e main_color  avia-builder-el-2  el_after_av_section  el_before_av_section  av-sticky-submenu submenu-not-first container_wrap sidebar_right' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id=\"menu-financial-aid-sidebar\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-3350\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/www.sum.edu\/financialaid\/types-of-financial-aid\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Types of Financial Aid<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-3352\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/www.sum.edu\/financialaid\/tuition\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Tuition<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-3353\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-3\"><a href=\"https:\/\/www.sum.edu\/financialaid\/video\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Financial Aid Videos<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-3345\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-4\"><a href=\"https:\/\/www.sum.edu\/financialaid\/title-iv-refund\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Return of Title IV Refund Policy<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-3347\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-5\"><a href=\"https:\/\/www.sum.edu\/financialaid\/sap-policy\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Satisfactory Academic Progress (SAP) Policy<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-3351\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-6\"><a href=\"https:\/\/www.sum.edu\/financialaid\/net-price-calculator\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Net Price Calculator<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n<div id='av_section_2'  class='avia-section av-10bgee0-c537866da8d33c96430e151d390cb299 main_color avia-section-large avia-no-border-styling  avia-builder-el-3  el_after_av_submenu  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mcjhn3eb-bf98a13aa2972d32077af4c4d31aa170\">\n#top .av-special-heading.av-mcjhn3eb-bf98a13aa2972d32077af4c4d31aa170{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mcjhn3eb-bf98a13aa2972d32077af4c4d31aa170 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mcjhn3eb-bf98a13aa2972d32077af4c4d31aa170 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mcjhn3eb-bf98a13aa2972d32077af4c4d31aa170 av-special-heading-h2 blockquote modern-quote  avia-builder-el-4  el_before_av_one_full  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Financial Aid at SUM<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-y7hpbc-ac61b4290f245b5919c13012334083a6 av_one_full  avia-builder-el-5  el_after_av_heading  avia-builder-el-last  first flex_column_div  '     ><section  class='av_textblock_section av-m1v66yrm-de74af25c296d0022f1f48b0fa6fe1c0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">SUM Bible College and Theological Seminary is committed to helping students access an affordable, Spirit-empowered education. As of Fall 2025, SUM <\/span><b>no longer offers federal student loans<\/b><span style=\"font-weight: 400;\">. However, we <\/span><b>continue to offer Pell Grants<\/b><span style=\"font-weight: 400;\"> to eligible undergraduate students who complete the <\/span><b>FAFSA<\/b><span style=\"font-weight: 400;\">. We also offer a simplified tuition model with options to significantly reduce your monthly cost through support from friends, family, or mission-based giving.<\/span><\/p>\n<p><strong>All aid applicants are encouraged to APPLY EARLY to avoid last-minute problems or delays. \u00a0<\/strong>If you are planning to attend SUM for the Fall 2025, Winter 2025, and\/or Spring 2026, please be sure you complete the\u00a0<strong>2025-2026 Free Application for Federal Student Aid (FAFSA) at\u00a0<\/strong><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA\u00ae Application | Federal Student Aid<\/a><strong>.\u00a0<\/strong>SUM\u2019s 2025-26 priority date is Friday, June 13, 2025.\u00a0 Aid applicants completing the process on or before this date may receive additional funding and it ensures you receive your financial aid offer notification before the start of the 2025 Fall Trimester.<\/p>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-vr6wl4-ac1cadaf65f4991aee8d46e691d282bc main_color avia-section-large avia-no-shadow  avia-builder-el-7  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-uzke48-7b156788131ce3e1113640e96f30cd61 av_three_fifth  avia-builder-el-8  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v58ll0-299809f188fdeba1807af884afe0d503\">\n#top .av-special-heading.av-m1v58ll0-299809f188fdeba1807af884afe0d503{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-m1v58ll0-299809f188fdeba1807af884afe0d503 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-m1v58ll0-299809f188fdeba1807af884afe0d503 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-m1v58ll0-299809f188fdeba1807af884afe0d503 av-special-heading-h2 blockquote modern-quote  avia-builder-el-9  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Types of Financial Aid<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-m1v58p00-69b1ad579ddebd09fda06bf248af402c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>SUM Bible College and Theological Seminary offer low tuition.\u00a0 Financial aid is available should students need assistance.\u00a0 Below are some of the financial aid programs available.\u00a0 For additional types of aid, please also check our scholarship and Veterans Assistance links on this website.<\/p>\n<ul data-rte-list=\"default\">\n<li>Grants<\/li>\n<li>Work-study programs<\/li>\n<li>Scholarships<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-m1v5agrt-109b6ad4d8cdb585120147e7e337da65-wrap avia-button-left  avia-builder-el-11  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/www.sum.edu\/financialaid\/types-of-financial-aid\/'  class='avia-button av-m1v5agrt-109b6ad4d8cdb585120147e7e337da65 av-link-btn avia-icon_select-no avia-size-medium avia-position-left avia-color-theme-color'   aria-label=\"Learn More\"><span class='avia_iconbox_title' >Learn More<\/span><\/a><\/div><\/p><\/div><div  class='flex_column av-sig0ko-2297dd167a45a53e3add5449d8f0d2d3 av_two_fifth  avia-builder-el-12  el_after_av_three_fifth  avia-builder-el-last  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v5k8rb-4934596b43e65d54cbcbb6e6977f7ae9\">\n.avia-image-container.av-m1v5k8rb-4934596b43e65d54cbcbb6e6977f7ae9 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m1v5k8rb-4934596b43e65d54cbcbb6e6977f7ae9 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m1v5k8rb-4934596b43e65d54cbcbb6e6977f7ae9 av-styling- avia-align-center  avia-builder-el-13  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" class='wp-image-17622 avia-img-lazy-loading-not-17622 avia_image ' src=\"https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/11\/teenager-e-learning-on-distance-using-laptop-wri-2022-01-21-19-26-28-utc-495x400.jpg\" alt='' title='Teenager e-learning on distance, using laptop, writing homework, watching webinars online from home.'  height=\"400\" width=\"495\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/11\/teenager-e-learning-on-distance-using-laptop-wri-2022-01-21-19-26-28-utc-495x400.jpg 495w, https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/11\/teenager-e-learning-on-distance-using-laptop-wri-2022-01-21-19-26-28-utc-845x684.jpg 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-rpmmw8-9698abf1a75fb9903e604e105d80b82f main_color avia-section-large avia-no-shadow  avia-builder-el-14  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-q0zf7s-09c694346b48897b5a158d7678cc0f5d av_two_fifth  avia-builder-el-15  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v620yx-49579d311f770a2b0b4856e2b9ccc73c\">\n.avia-image-container.av-m1v620yx-49579d311f770a2b0b4856e2b9ccc73c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m1v620yx-49579d311f770a2b0b4856e2b9ccc73c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m1v620yx-49579d311f770a2b0b4856e2b9ccc73c av-styling- avia-align-center  avia-builder-el-16  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" class='wp-image-17342 avia-img-lazy-loading-not-17342 avia_image ' src=\"https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/08\/AdobeStock_283607002-495x400.jpeg\" alt='' title='Smiling diverse millennial friends have fun studying in cafe'  height=\"400\" width=\"495\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/08\/AdobeStock_283607002-495x400.jpeg 495w, https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/08\/AdobeStock_283607002-845x684.jpeg 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/div><\/div><\/div><\/div><div  class='flex_column av-nqlvyg-5142df4c3f00fe001e6182f1eea857f4 av_three_fifth  avia-builder-el-17  el_after_av_two_fifth  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v5te54-94af4fa874b07e5f6351c276634bc947\">\n#top .av-special-heading.av-m1v5te54-94af4fa874b07e5f6351c276634bc947{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-m1v5te54-94af4fa874b07e5f6351c276634bc947 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-m1v5te54-94af4fa874b07e5f6351c276634bc947 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-m1v5te54-94af4fa874b07e5f6351c276634bc947 av-special-heading-h2 blockquote modern-quote  avia-builder-el-18  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Tuition and Costs<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-m1v5z52a-88e4c90057b4788f9e707f2f8cee10b1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Pursuing higher education is an important investment in your future. It&#8217;s essential to plan ahead and understand the tuition and associated costs before enrolling. A detailed schedule of expenses is provided prior to each academic year, and students are responsible for covering these costs. View the tuition and costs for U.S. and International.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-buttonrow-wrap av-m1v6weaq-cd67df5743116e9659951cc539d35a38 avia-buttonrow-center  avia-builder-el-20  el_after_av_textblock  avia-builder-el-last '>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v6vpr4-3d2d4beb2454cf2a340c899cfe5d83ba\">\n#top #wrap_all .avia-button.av-m1v6vpr4-3d2d4beb2454cf2a340c899cfe5d83ba{\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n<\/style>\n<a href='https:\/\/www.sum.edu\/financialaid\/tuition\/'  class='avia-button av-m1v6vpr4-3d2d4beb2454cf2a340c899cfe5d83ba avia-icon_select-no avia-size-small avia-color-theme-color'   aria-label=\"U.S. Tuition Rate\"><span class='avia_iconbox_title' >U.S. Tuition Rate<\/span><\/a>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v6w5oc-ef08460db3a27f23464c205e97f5720c\">\n#top #wrap_all .avia-button.av-m1v6w5oc-ef08460db3a27f23464c205e97f5720c{\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n<\/style>\n<a href='https:\/\/www.sum.edu\/international-tuition-rates\/'  class='avia-button av-m1v6w5oc-ef08460db3a27f23464c205e97f5720c avia-icon_select-no avia-size-small avia-color-theme-color'   aria-label=\"International Tuition Rate\"><span class='avia_iconbox_title' >International Tuition Rate<\/span><\/a>\n<\/div><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_5'  class='avia-section av-mzcvlk-559b5892b434abd26b64256249d29efc main_color avia-section-large avia-no-shadow  avia-builder-el-21  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-l63jzc-22e32ff3edf07ed9d416547a3a7f5491 av_three_fifth  avia-builder-el-22  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v637mv-d40f823608dcf4bcb45b3b5629148fb3\">\n#top .av-special-heading.av-m1v637mv-d40f823608dcf4bcb45b3b5629148fb3{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-m1v637mv-d40f823608dcf4bcb45b3b5629148fb3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-m1v637mv-d40f823608dcf4bcb45b3b5629148fb3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-m1v637mv-d40f823608dcf4bcb45b3b5629148fb3 av-special-heading-h2 blockquote modern-quote  avia-builder-el-23  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Net Price Calculator<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-m1v640xm-691c2a6b71f22dc6ba5ee9c42bc33016 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Use this tuition net cost estimation calculator to estimate your total yearly cost of attending SUM Bible College and Theological Seminary. Based on your answers to these questions this calculator will help you estimate your total cost of attending for a year.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-m1v64xbg-6607fe5d57ca44d5e144f62a85dec46a-wrap avia-button-left  avia-builder-el-25  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/www.sum.edu\/financialaid\/net-price-calculator\/'  class='avia-button av-m1v64xbg-6607fe5d57ca44d5e144f62a85dec46a av-link-btn avia-icon_select-no avia-size-medium avia-position-left avia-color-theme-color'   aria-label=\"2024-25 Net Price Calculator\"><span class='avia_iconbox_title' >2024-25 Net Price Calculator<\/span><\/a><\/div><\/p><\/div><div  class='flex_column av-inzduw-a6931f440c97267b358094f20922e88e av_two_fifth  avia-builder-el-26  el_after_av_three_fifth  avia-builder-el-last  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v65f2h-51c8143cec6aaad0874e3d86c0c50207\">\n.avia-image-container.av-m1v65f2h-51c8143cec6aaad0874e3d86c0c50207 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m1v65f2h-51c8143cec6aaad0874e3d86c0c50207 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m1v65f2h-51c8143cec6aaad0874e3d86c0c50207 av-styling- avia-align-center  avia-builder-el-27  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" class='wp-image-17000 avia-img-lazy-loading-not-17000 avia_image ' src=\"https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/05\/indian-four-people-in-kitchen-looking-at-laptop-an-2022-04-11-22-00-09-utc2-495x400.jpg\" alt='' title='indian-four-people-in-kitchen-looking-at-laptop-an-2022-04-11-22-00-09-utc2'  height=\"400\" width=\"495\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/05\/indian-four-people-in-kitchen-looking-at-laptop-an-2022-04-11-22-00-09-utc2-495x400.jpg 495w, https:\/\/www.sum.edu\/wp-content\/uploads\/2023\/05\/indian-four-people-in-kitchen-looking-at-laptop-an-2022-04-11-22-00-09-utc2-845x684.jpg 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hbdk14-bc330b603562d8bffb912a7ba465cf12\">\n.avia-section.av-hbdk14-bc330b603562d8bffb912a7ba465cf12{\nbackground-color:#f4f4f4;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_6'  class='avia-section av-hbdk14-bc330b603562d8bffb912a7ba465cf12 main_color avia-section-large avia-no-shadow  avia-builder-el-28  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-faylq0-e1201cfef812c80fc2947bafe887054d av_one_full  avia-builder-el-29  el_before_av_textblock  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m1v5ov6j-f36fd155595198544aa7b442c8871143\">\n#top .av-special-heading.av-m1v5ov6j-f36fd155595198544aa7b442c8871143{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-m1v5ov6j-f36fd155595198544aa7b442c8871143 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-m1v5ov6j-f36fd155595198544aa7b442c8871143 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-m1v5ov6j-f36fd155595198544aa7b442c8871143 av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-30  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Completing the Financial Aid Application Process:<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jviap2zh-7ec2812c822613ca704c86c4103761d0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Please use the toolbar at the top of this page. \u00a0They are helpful links that will provide you with more information on the types of financial aid available, policies and forms you may need to complete should your aid application be selected in a process called \u201cverification.\u201d \u00a0Below are the three initial items all applicants must complete to begin the financial aid process:<\/p>\n<p><strong>Complete the Free Application for Federal Student Aid (FAFSA<\/strong>)<\/p>\n<p>All students (except international) must complete the FAFSA upon admission to SUM. Complete the FAFSA online at\u00a0<a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA\u00ae Application | Federal Student Aid<\/a>. The SUM School Code is\u00a0<strong>037524.\u00a0<\/strong><\/p>\n<p>By completing the FAFSA, you will be considered for the Federal Pell Grant, Federal Supplemental Education Opportunity Grant, and\/or Federal Work study.<\/p>\n<\/div><\/section><\/p><\/div><section  class='av_textblock_section av-m1v6e8w6-8f0d9e094651a31eb5c75b3bbab8f865 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>HELPFUL NOTE: The FAFSA is now available on a mobile app from the AppStore (iOS) or Google Play (Android). Download the \u201cmyStudentAid\u201d app to complete the application on your smartphone.<\/strong><\/p>\n<p>For questions or assistance on completing the FAFSA, please visit\u00a0<a href=\"http:\/\/www.studentaid.gov\">http:\/\/www.studentaid.gov<\/a>. For questions regarding the status of your financial aid application, please contact the SUM Office of Financial Aid at <a href=\"financialaid@sum.edu\">financialaid@sum.edu<\/a>.<\/p>\n<p><a href=\"https:\/\/www.sum.edu\/financialaid\/financial-literacy\/\">Learn More<\/a><\/p>\n<p>Helpful Federal Student Aid Videos:<br \/>\n<a href=\"https:\/\/www.youtube.com\/user\/FederalStudentAid\">Financial Aid Information Videos<\/a><\/p>\n<\/div><\/section>\n<section  class='av_textblock_section av-md3cxp4a-d7872c3ed245a06dfa76043279de2a54 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3><\/h3>\n<h3><strong>IMPORTANT NOTICE:<\/strong><\/h3>\n<p>Beginning with the 2025-26 academic year, SUM will offer an affordable low tuition rate to all students. As a result, <strong>SUM will no longer participate in the Federal student loan program. <\/strong>However, SUM encourages you to consider the following alternatives to borrowing:<\/p>\n<p><strong>Consider the SUM Payment Plan:<\/strong><\/p>\n<p>If your full-term tuition would be too much for you all at once, consider the four $400 payments per trimester. For more information contact the Business Office at businessoffice@sum.edu.<\/p>\n<p><strong>Congregational\/Church Scholarships:<\/strong><\/p>\n<p>Check with your local congregation to see if they offer scholarships or tuition assistance for its members. You may also wish to visit private scholarship searches like <a href=\"https:\/\/scholarshipowl.com\/?transaction_id=1020d487582117dfd18d405d74d848&amp;offer_id=32&amp;affiliate_id=1020&amp;aff_sub=bing-search&amp;aff_sub2&amp;aff_sub3=_&amp;aff_sub4&amp;aff_sub5&amp;gb=%7Bgb%7D&amp;gclid\">ScholarshipOwl: The fastest <\/a>path to college scholarships<\/p>\n<p><strong>Third-Party Scholarships:<\/strong><\/p>\n<p>Thousands of dollars in potential scholarships go unclaimed every year. That&#8217;s money you could be using to pay for your tuition. You may search for third-party scholarships via our website at:\u00a0<a href=\"https:\/\/www.sum.edu\/scholarships\/\">Scholarships &#8211; SUM Bible College and Theological Seminary<\/a><\/p>\n<p><strong>Employer Paid Tuition Benefits:<\/strong><\/p>\n<p>Often our Partner Organizations will offer to pay the remaining tuition for their employees or members as part of a job training or educational benefit program. Check with your site to see if there is program funding available for you. <strong>Please email<\/strong>\u00a0 businessoffice@sum.edu\u00a0\u00a0to get it set up on your account.<\/p>\n<p><strong>Military TA &amp; VA Benefits:<\/strong><\/p>\n<p>If you are an active-duty Servicemember or Veteran, a member of the National Guard or Reserves, or a qualified survivor or dependent, you may be eligible to receive Educational &amp; Training funding from the Military Tuition Assistance program or the Post &#8211; 9\/11 or Montgomery GI Bills. Visit <a href=\"http:\/\/vets.gov\">vets.gov<\/a> to determine your VA eligibility and apply or contact your base&#8217;s Educational Center for TA funding details.<\/p>\n<p><strong>Private Student Loans:<\/strong><\/p>\n<p>We highly recommend students not take out loans because we know that the future financial burden of taking on debt is not without risks. This is one reason why we don\u2019t participate in the federal student loan program.<\/p>\n<p>In instances where some students may need to obtain a loan to pay for living expenses, they are encouraged to pursue private student loan funding by visiting their local bank or a national student loan provider. You can find out more by performing a Google search or visit: <a href=\"https:\/\/www.bestmoney.com\/private-student-loans\/compare-private-student-loans?bkw=private%20student%20loans&amp;bcampid=568344743&amp;bcamp=Bing%20Private%20Student%20Loans%20-%20Pareto&amp;bagid=1185275410876876&amp;bag=Private%20Student%20Loans%20-%20Exact&amp;btarid=kwd-74080135247448:loc-4085&amp;bidm=be&amp;bnet=o&amp;bd=c&amp;bmobval=0&amp;bt=search&amp;utm_source=bing&amp;utm_medium=cpc&amp;utm_term=private%20student%20loans&amp;utm_campaign=Bing+CPC+Campaign&amp;c=74079923686720&amp;m=e&amp;k=74080135247448&amp;binterest=&amp;mapl=&amp;bphysical=93546&amp;bfeedid=&amp;a=L1&amp;ts=&amp;topic=Pareto&amp;upf=&amp;clicktype=&amp;camtype=&amp;msclkid=edef3d302ae517b06a8055604f110af3\">Best Private Student Loan Rates 2025 | BestMoney<\/a> \u00a0for more information on what to consider when looking for a private student loan and how to apply. <strong>Note: SUM does not refer to or can recommend any private student loan lenders.<\/strong><\/p>\n<p>Should you have a prior Federal direct student loan and have questions regarding repayment or deferment, please contact Federal student aid at <a href=\"http:\/\/www.studentaid.gov\">www.studentaid.gov<\/a>.<\/p>\n<\/div><\/section>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_6'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3256'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-3256","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - 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